Mobile banking everyone loves

Think banking can't be fast, flexible, and transparent? Think again. Open an account today to experience mobile banking everyone loves.

niko niko Visa debit card with no hidden fees.

Get cashback when you spend with niko niko

Now you can automatically earn cashback on groceries, gas, travel, restaurants, fashion, and more with your niko niko e-Wallet.

nikoniko Homepage2019 Header Desktop ENUS.

No hidden fees

Open a niko niko account directly from your web browser in 5 minutes and experience banking with no hidden fees. Yes, really — no minimum account balance, no maintenance charges, no insufficient funds fees, no problem.

Fast and secure cashless payments

Pay with your niko niko e-Wallet using Apple Pay® or Google Pay™ in-app, online, and in stores, and get added speed, security, and convenience at millions of retailers.

Are you ready to experience mobile banking everyone loves?

Get the niko niko Personal Wallet app today for a fully mobile banking experience. It's available on iOS and Android.